Licensed independent insurance agent specializing in Medicare solutions for Florida seniors. Expert guidance on Medicare Supplement, Medicare Advantage, Final Expense, and Life Insurance.
Virtual office - Licensed to serve Florida (NPN: 19107979)
Florida has 4.7 million Medicare beneficiaries - more than any state except California. We help Florida seniors navigate their options.
Perfect for Florida snowbirds and those who travel frequently. See any doctor nationwide with no network restrictions.
Popular choice for full-time Florida residents. Often includes dental, vision, and fitness benefits at $0 premium.
If you split time between Florida and another state (snowbird), Medicare Supplement is usually better. If you live in Florida year-round, Medicare Advantage with $0 premiums can save you thousands.
Cover funeral and burial costs in Florida. Most popular for Florida seniors ages 50-85.
Affordable coverage for working Florida families and young professionals.
Permanent protection with cash value. Popular for estate planning in Florida.
From the Panhandle to the Keys, we serve every corner of the Sunshine State:
Jacksonville • Miami • Tampa • Orlando • St. Petersburg • Fort Lauderdale • Tallahassee • Port St. Lucie • Cape Coral • Pembroke Pines • Hollywood • Miramar • Coral Springs • Clearwater • West Palm Beach • Lakeland • Pompano Beach • Davie • Boca Raton • Deltona • Palm Bay • Weston • Sunrise • Plantation • Hialeah • Fort Myers • Naples • Sarasota • Daytona Beach • Pensacola • Gainesville • The Villages • and all Florida communities
If you split time between Florida and another state (snowbird), choose Medicare Supplement - you can see any doctor nationwide. If you live in Florida year-round, Medicare Advantage often has $0 premiums and includes dental, vision, and fitness benefits. Florida has excellent Medicare Advantage options with strong provider networks in major cities.
Your Initial Enrollment Period starts 3 months before your 65th birthday. Annual Enrollment (October 15 - December 7) lets you switch plans. Medicare Advantage Open Enrollment (January 1 - March 31) is Florida-specific timing many use to change plans after experiencing winter healthcare in Florida.
Average Florida rates for a healthy 35-year-old: $30-45/month for $500K term life insurance. Florida has competitive rates due to the large insurance market. Rates vary by age, health, tobacco use, and coverage amount.
Florida funeral costs average $8,000-$11,000 (Miami/South Florida trends higher at $10,000-$13,000). Final expense insurance ensures your family doesn't struggle with these costs. Most Florida seniors ages 50-85 purchase $10,000-$15,000 in coverage. No medical exam required for most applicants.
Yes! We are fully licensed in Florida (NPN: 19107979) and work with A-rated carriers approved by the Florida Department of Financial Services. As an independent agent, we compare plans from multiple companies to find you the best coverage.
No obligation. No pressure. Just honest answers from a licensed Florida insurance expert.